Story and Photo by: Kristi Dobson
When she was in her teens, Robin Nadig remembers her late father giving her advice about mutual funds. Those words stuck with her and she began investing after college. From there, Robin began a career in which she could help others reach their own personal financial wealth. For her, though, personal wealth also means an investment in time spent volunteering, fundraising and giving back.
Robin started her career in the financial industry when she was 25. By the time she was 40, and with a solid foundation, she took an opportunity to become a financial advisor with Global Securities.
“When I started investing in my early twenties, I was interested in monthly contributions and paying myself,” she says. “That was my motto, at the time. It was a way to build assets 10, 20, and even 50 years down the road."
She says that her advice to clients has remained virtually the same. The biggest difference she has noticed, over the years, is the demographics. In her practice, she is now helping more working and retired seniors.
“I am finding as we accumulate assets, we have to now maximize the after-tax strategy and decide how we are going to leave our assets behind for our loved ones,” says Robin.
It is important to think ahead about your final wishes, to whom you want your inheritances to go and where you would like to leave legacy dollars, she says.
“Really, before you reach retirement, you should start strategizing. Maybe you don’t have children, so you want to pass on your legacy to charities. You want those left living to honour your wishes, so you need to have it in writing.”
As an active volunteer, Robin walks the talk. She joined the Kiwanis Club in Port Alberni more than a decade ago. As a new member, she was required to bring her project ideas to the table and immediately drew upon her passion for cycling. Robin’s friend, Art Wynans, then in his seventies, had just completed a bike trip across Canada for a Kiwanis International iodine deficiency fundraiser and she was inspired to start something similar.
She launched the Kiwanis Cycles Kilometres for Diabetes, a week-long cycling journey on Vancouver Island. As an offshoot, a more challenging event, Ride the Rim, developed the following year, with more experienced riders cycling from Port Alberni to Ucluelet.
Over the 10-year duration of the events, Robin raised more than $100,000 and increased awareness for Type 2 diabetes. She gave presentations to about 5,000 students at schools across Vancouver Island, and left both teachers and students shocked by visuals and statistics about sugar consumption.
Robin recently turned her passion to end-of-life support by becoming a hospice volunteer and investing her time by giving back.
“One of my clients passed away at Ty Watson House and when I asked the family about the expenses, I realized it must be run by volunteers,” she says.
Shortly after, Robin completed the required training at the Alberni Valley Hospice Society and now finds satisfaction providing hands-on support to patients and grieving families. She says she learned dying is a social event, not a medical event.
“There is so much going on with families while someone is passing,” she says. “I know no two people grieve the same way.”
Robin anticipates an active future in her personal and working life. By providing herself and her family with monthly contributions and by planning ahead, she intends to continue her daily cycling commute to work, her community involvement and having confidence knowing she is not only helping herself, but others in their individual and financial journeys.
november 2016 INSPIRED senior living
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