Canadian Travelers Should Splurge on Vacation, Not Hospital Bills

By Melissa Ray

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How does a $7,500 bill sound for a one-night hotel stay on your next trip to the United States?

That could be what you get hit with if your hotel room becomes a hospital room after you become sick or injured.

The average hospital bill in the United States totals about $7,500 USD a day, including diagnostic testing.  "Canadians traveling without proper protection find out too late that the cost to stay in a U.S. hospital could be devastating financially for even a short-term stay," says David Rivelis, Senior Vice President of PrimeLink Travel Medical Insurance, a Canadian company based in Windsor, Ontario.

"We want to help travelers avoid getting hit with skyrocketing hospital bills by informing them about their options."

Recent Statistics Canada surveys have reported Canadian overnight travel to the United States reached an all-time high in 2007:  17.7 million persons crossing the border. Some studies indicate over one third of travelers to the U.S. never purchase travel insurance. 

When traveling to the United States, you need to take every precaution to ensure you're adequately protected in the event of illness or accident.

  "The single most important thing to pack when traveling across the border is a travel insurance policy that will address a medical emergency should it occur," says Rivelis. "It truly is a small amount to pay for peace of mind."

"Canadian travelers should only be thinking about fun, relaxing times while on vacation and not worrying about going into debt if by chance they get sick or injured while out of province," says David Rivelis.

"Currently there are 46 million Americans with no health insurance and 85 million with inadequate health insurance.  Medical facilities carry the burden of treating citizens but are not paid for services rendered," Rivelis notes. "As a result, international patients, such as Canadians, are often looked upon to offset some of these losses." 

 One of the only ways to ensure proper coverage is to buy an appropriate insurance package through a licensed broker. "Choosing the right insurance is just as important as choosing the right travel destination," says Rivelis.

This article was brought to you by PrimeLinkTM Travel Medical

Insurance. To speak to a qualified travel insurance advisor call 1-866-379-8095


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Showing 1 to 4 of 4 comments.

Thank you for your questions and interest in PrimeLink Travel Insurance. In order to provide you with an accurate quote a medical questionnaire is required if you are over the age of 54. For your convenience, you may answer the questions and receive a quote within minutes by visiting our website at Once there, please select the ‘Get a quote' button located at the top right hand side of the page. The medical questionnaire may also be completed by speaking directly to one of our insurance licensed representatives, simply call us at 1-877-884-8582. We will be happy to assist you with your travel insurance needs.

Posted by PrimeLink Trave Insurance Broker | February 22, 2010 Report Violation

I tried to fill out your PDF application file but could not input info.

Posted by Larry Dumelie | September 29, 2009 Report Violation

I have Atrial Fibrulation. Prescribed medication is Digoxin and Lopressor along with a daily aspirin. I am 82 years of age and otherwise healthy. What would the approximate premium for a 90 day stay?RJJ1H

Posted by Norma Mouldey | September 23, 2009 Report Violation

I am turning 71 on Nov 3, 2009, I have had heart bypass surgery in Mar 1990, two kidney stone surgeries , right side Dec 2005 and left side Apr 2006. I take Lipitor for colesterol, Atenol for hypertension and 81mg asprin per day. I want a yearly policy with a 15 day
maximum holiday that can be topped up if necessary

Posted by alex Johnston | August 22, 2009 Report Violation

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